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1. This offer is open only to new customers reaching their first renewal anniversary

2. The offer applies only to like for like cover on your existing Public Liability insurance policy

3. The offer only applies to the ‘scheme’ Public Liability insurance policies underwritten by Zurich Insurance

4. The offer is only open to customers who have not claimed during their first year of cover or made material changes to the risk details of their policy during the 12 month term (ie. mid-term changes that result in an additional premium due)

5. Price freeze excludes discounts, changes to Insurance Premium Tax or changes to the administration fee

6. Acceptance criteria apply when purchasing the new business policy. There may be times when we are unable to offer cover, and our decision as to whether we wish to offer insurance is at our discretion

7. This offer will apply to any new business policies purchased with an inception date between 00:01am on 1st November 2020 and 23.59pm on 30th April 2021 inclusive. We retain the right to amend or withdraw this offer at any time for any reason

8. This offer is available to customers paying in full or via Direct Debit

9. This offer is not open to customers who have purchased on any affiliate sites including but not limited to Quidco, Topcashback and easyfundrasing

10. The offer is open to businesses located in the United Kingdom, including Northern Ireland, the Isle of Man and the Channel Islands

11. This offer cannot be used in conjunction with any other offers